You are currently viewing Roaming Returns Episodes To Listen To First

Roaming Returns Episodes To Listen To First

To get the most of out of our investing podcast we recommend listening to certain episodes first. We’ve summarized the most important ones below based on where you’re currently at.  

Because investing is a time-sensitive topic, you’ll also want to listen to recent episodes while you work your way through the list. We drop regular updates on stocks and trends as things unfold.

Eventually you should listen to each episode because you never know which one will spark a big ah-ha moment that changes everything for you. Also repetition of concepts is how you learn.

Note:

If you’re sensitive to swearing or want to listen with kids around, we’ve posted a censored version of each episode to our YouTube Channel for your convenience.


**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research.

The content on this site is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

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If You’re New To Investing And Need To Know Where To Start

The biggest key to being successful with investing is making sure you have the right foundation in place. Set goals, evaluate your income and expenses, prioritize savings and investing, and stick to your budget plan.

Since you’re here, we’re going to assume that your biggest goal is retirement. And with that we have to tell you that you don’t actually need as much money to retire as the experts have lead you to believe — if you invest like we do.

Episode 4 – How To Cut Your Retirement Goal In Half

Episode 2 – Why Income Investing Is Better Than Chasing Growth Stocks

Short-term savings goals shouldn’t be invested in the stock market. Doing that increases your risk of losses because of the short time horizon. Stocks are a long game.

You should instead put your money into a high yield savings account or Worthy Bonds <– our favorite. There’s no reason to leave your money sitting in a traditional savings account making virtually 0% (or actually losing value due to inflation) when you can make 5% – 7% interest.

Episode 6 – A Worthy Place For Your Savings

Financial goals are great, but if you don’t have your spending habits dialed in, you’re not going to reach them. First you need to become aware of what’s coming in and going out. Then when you prioritize savings, it makes it easy to cut back on things you care less about.

It’ll take time to create a budget you can stick to, but once you do, you’ll see your savings grow exponentially.

Episode 10 – Why You Need To Have Good Money Habits And Stick To A Budget

Where To Find More Money To Invest

If your budget is tight, you’re going to need to find alternatives to fund your investing account. The most obvious is to spend less money or find ways to earn more money.

Keep track of ways you go over and above at work and use that to ask for a pay raise. You can also take on one or several side hustles. Some people rent space out or flip things.

Episode 49 – 2 Sources Of Money That Can Seed Your Portfolio Without Cutting Your Spending

Episode 50 – Reconsider Your Living Situation Save Money Renting Versus Buying

Episode 51 – Ideas To Cut Expenses Without Removing Things You Love

You Have An Emergency Fund Set Up And Are Ready To Invest

The standard rule of thumb for an emergency fund is 3-6 months of bare-bones living expenses set aside in case of a rainy day. Having this in place before you invest is a risk mitigation tool to prevent losses. That way you never need to pull out your investments during a market decline.

The worst thing you can do is sell investments when they’re down. Market pullbacks are actually when you prime your account for bigger gains. We load up on more shares when prices go down.

Episode 3 – 5 Reasons That Down Markets Are A Good Thing

Emotional control is big part of successful investing. You also need to invest in stocks that align with the kind of investor that you actually are.

Newbies are naturally more cautious but don’t always stay there. If you are someone who has a high risk tolerance, you’ll actually lose money if you try to invest conservatively.

Episode 32 – Invest In Alignment With Your Investor Profile

Episode 34 – Use Stoic Principles To Become A Less Emotionally Reactive Investor

Even the most risky strategy can be successful if you know how to reduce unnecessary risks. Believe it or not, but the highest risk of investing is YOU. Short term fears and FOMO reactions are what sabotage our results.

The best thing you can do is become aware of your behaviors and create a plan to strategically minimize your risks. Don’t let overwhelm paralyze you into inaction. You have to be in the game to win, just take small steps over time. And remember, the market always goes up in the long run.

Episode 22 – Becoming Aware Of Cognitive Biases Part 1

Episode 23 – Cognitive Biases Lead To Investing Mistakes Part 2

Episode 37 – Don’t Let Analysis Paralysis Keep You Stuck

Episode 38 – How To Navigate The Different Types Of Investing Risks

You’re Aware Of Behavior Risk And Are Ready To Buy Stocks

Now that you’re prepped, you can start building a portfolio in a brokerage account. You’ll need to figure out which type of account is right for you based on your situation, age and goals. Then you open an account with a brokerage company, or through your job if you go with that option.

Episode 46 – Do You Want A Retirement Account Or A Regular Brokerage Account

Episode 44 – Which Brokerage Company Should You Invest With

Employer 401(k) plans have limited options, but when you have a self-managed brokerage account, you get access to thousands of stocks and markets. To prevent overwhelm, you need a strategy to narrow down potential investment candidates.

Once you have a watchlist, you only buy when a stock is the right price. This creates a margin of safety against value losses to keep your emotions at bay and earns you higher profits.

Episode 47 – Evergreen Stocks To Start Your Portfolio

Episode 39 – Tim’s Investment Screener Saves Time By Narrowing The Pool

Episode 19 – How To Determine If A Stock Is Undervalued To Create A Margin Of Safety

Ways To Improve Your Investing Success

Once you have the basics under your belt, there are ways to improve your success. A big hurdle is getting your mindset and emotions in check as we discussed above. The others come with experience and practice.

You’ll need to monitor the stocks in your portfolio and make adjustments as metrics change. Company data changes over time. You need to be aware of what’s happening and in case it affects you.

Episode 18 – How Often To Look At Your Portfolio And When To Make Adjustments

The next big thing is learning to anticipate market moves before they become trends. This is where contrarian investing comes in.

Depressed sectors don’t stay down forever. The most money is made when you get in before the experts and media start talking about these opportunities. When everyone is optimistic these stocks become overpriced.

Trends change over time, but right now we’re on the verge of major moves in the crypto and AI realm. Utilities, BDCs, and REITs are also undervalued because of high interest rates. That will change when rates drop.

Episode 21 – Learn To Anticipate Macro Trends To Get Ahead Of The Crowd

Episode 43 – How Tech Resistance Can Vastly Limit Your Future Wealth

Index funds can be a smart option for 401(k) plans to match market growth, but they don’t pay anything in dividends. New types of investments come out all the time and we experiment with anything that looks promising.

One of our favorites is a collection of funds that pay out huge dividends by trading options on different top growth stocks – none of which pay a dividend themselves.

If you use these YieldMax ETFs right, you can increase your monthly earnings OR leverage their income to help buy better dividend stocks for your portfolio. And guess what, we were 6 months ahead of the curve on these.

Episode 26 – How To Use Ultra High Yield ETFs To Seed Your Portfolio

Help Us Grow

We’re trying to grow so help us reach others who want to learn to invest with confidence. If you find value in any of our episodes please spread the word and leave a review on whatever platform you use to listen to podcasts.

We appreciate your support!

Let us know down in the comments.

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